1. Value Checking and Shaka Checking accounts with zero balance for 60 or more consecutive calendar days will be closed automatically without notice. For more details, visit any branch or contact our Customer Service Center.

2. Transactions made at non-CPB ATMs are subject to our ATM Transaction Fees. ATM Transaction Fees are waived for Exceptional Checking, Shaka Checking account and Value Checking accounts with Plus Package.

3. Non-CPB ATMs may impose surcharges that are separate from and in addition to our ATM Transaction Fee and should disclose their surcharge fee at the beginning of the transaction.

4. ATM Surcharge Rebates only apply to ATM surcharges from other banks and ATM operators incurred on your Exceptional Checking, Shaka Checking account or Value Checking account with Plus Package for ATM usage nationwide.

5. Subject to credit application and approval. Interest charges and other fees may apply. Exceptional Checking or Exceptional Choice Checking required to waive the Personal Express Line of Credit Annual Fee and Home Equity Line of Credit Annual Fee, ownership of both deposit and line accounts have to be the same.

6. You may refer up to three family members. A Family Plan Referral Code must be presented at the time the new Exceptional Checking Account (“Sponsored Account”) is opened. For details, click here. 

7. $50 discount includes a $5 discount for automatic payment of rental fees. Automatic payment from an eligible CPB account is required. Safe deposit box contents are not insured by Central Pacific Bank, the FDIC, or any other government agency.

8. A Plus Package discounted fee of $3.95 per month is available upon request for seniors age 50 years and above. To begin receiving a Plus Package senior discount, please visit any branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422.

9. Online enrollment required. For information and to enroll, visit mastercardus./idprotectiononline.com.

10. Online Banking enrollment required. For information and to enroll, click here.

11. A monthly $5 fee will apply for paper statements. See our Misc Fee Schedule  to find other ways to waive the $5 fee.

12. To receive this feature, your employer or benefit provider must send your payroll by ACH to your Account and include the key phrases “Payroll” or “Direct Deposit” within the transaction description. Transactions without these key phrases in the description, or with unrecognized abbreviations of these phrases, will be processed as normal and will not be given the early paycheck benefit. We do not determine the transaction description.

13. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC.

Greenlight issued debit cards will be charged a CPB ATM surcharge fee when using a CPB ATM. This fee will be displayed on the ATM before you complete your transaction.