Rates
Interest rates and annual percentage yields are subject to change without notice. Fees may reduce earnings on accounts. If you would like more information or have questions about this rate schedule, please contact our Customer Service Center at 808-544-0500.
Annual Percentage Yields and Interest Rates are accurate as of :
- Business Checking Products
- Certificates of Deposit (CD)1
- Business Savings and Money Market Savings Accounts
- Business Super Savings
- Business Money Market Savings
Exceptional Preferred Certificate of Deposit (CD) Special1
Limited Time Offer
A minimum deposit of $20,000 of which $10,000 must be new money from another financial institution to obtain APY. Your CD account may not exceed $1,000,000. Must have CPB Exceptional Checking Account. Limited Time Offer.
Interest |
Annual |
Minimum Balance to |
Minimum Balance2 to |
|
|---|---|---|---|---|
Exceptional CD Special 6 months1 |
3.75% |
3.75% |
$20,000 |
$20,000 |
1. As long as you are a Business Exceptional Plan customer, you may open and maintain Exceptional Preferred Certificates of Deposit.
Limited time offer. The minimum balance required to open and obtain the 3.75% APY is $20,000 of which $10,000 must be new money from another financial institution to obtain APY. This APY offer is limited and may be discontinued without notice at any time. Customer may not have more than $1,000,000 in the CD. An Exceptional Checking account is required to open the CD. CD qualifies towards Exceptional Checking balance. APY assumes interest will remain on deposit until maturity. Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals. Offers are subject to change and are not combinable with other offers. Other restrictions may apply. All CPB CD specials are FDIC insured, up to $250,000 per category.
2. This is the daily balance (i.e., the amount of principal in the account each day.)
Business Checking Products
Interest Rates and Annual Percentage Yields are subject to change at any time after the account is opened. Fees may reduce earnings on accounts.
Performance Business Checking1 |
Interest |
Annual |
Minimum |
Minimum |
Interest |
|---|---|---|---|---|---|
Tier 1 $0 - $2,499.99 |
0.02% |
0.02% |
$750 |
$0 |
Daily/Monthly |
Tier 2 $2,500 - $249,999.99 |
0.02% |
0.02% |
$750 |
$2,500 |
Daily/Monthly |
Tier 3 $250,000 - $999,999.99 |
0.02% |
0.02% |
$750 |
$250,000 |
Daily/Monthly |
Tier 4 $1,000,000 - $2,499,999.99 |
0.04% |
0.04% |
$750 |
$1,000,000 |
Daily/Monthly |
Tier 5 $2,500,000 & Over |
0.04% |
0.04% |
$750 |
$2,500,000 |
Daily/Monthly |
- The interest rate is determined by the balance tier and is paid on the entire balance of the account.
- This is the daily balance (i.e. the amount of principal in the account each day).
Certificates of Deposit (CD)1
Fees may reduce earnings on accounts.
Interest Rate |
Annual Percentage Yield (APY) |
Minimum Balance to Open |
Minimum Balance2 to Earn Interest |
|
|---|---|---|---|---|
7 - 31 day CD |
0.01% |
0.01% |
$500 |
$500 |
32 - 90 day CD |
0.01% |
0.01% |
$500 |
$500 |
91 - 180 day CD (3 months to less than 6 months) |
0.01% |
0.01% |
$500 |
$500 |
181 - 364 day CD (6 months to less than 1 year) |
0.02% |
0.02% |
$500 |
$500 |
12 - 23 month CD |
0.04% |
0.04% |
$500 |
$500 |
24 - 35 month CD |
0.06% |
0.06% |
$500 |
$500 |
36 - 47 month CD |
0.08% |
0.08% |
$500 |
$500 |
48 - 59 month CD |
0.08% |
0.08% |
$500 |
$500 |
5 - 8 year CD |
0.13% |
0.13% |
$500 |
$500 |
- APY assumes interest will remain on deposit until maturity, Fees may reduce the earnings on the CD account. A penalty will be imposed for early withdrawals.
- This is the daily balance (i.e., the amount of principal in the account each day).
Business Savings and Money Market Savings Accounts
Interest Rates and Annual Percentage Yields are subject to change at any time after the account is opened. Fees may reduce earnings on accounts.
Business Savings |
Interest |
Annual
|
Minimum |
Minimum
|
Interest |
|---|---|---|---|---|---|
Business Savings |
0.02% |
0.02% |
$100 |
$0 |
Daily/Quarterly |
Business Super Savings
Interest Rates and Annual Percentage Yields are subject to change at any time after the account is opened. Fees may reduce earnings on accounts.
Business Super Savings1 |
Interest |
Annual |
Minimum |
Minimum |
Interest |
|---|---|---|---|---|---|
Standard Rate |
0.03% |
0.03% |
$100 |
$0 |
Daily/Monthly |
Tier 1 $1-$9,999.99 |
0.04% |
0.04% |
$100 |
$0 |
Daily/Monthly |
Tier 2 $10,000-$24,999.99 |
0.04% |
0.04% |
$100 |
$10,000 |
Daily/Monthly |
Tier 3 $25,000-$99,999.99 |
0.05% |
0.05% |
$100 |
$25,000 |
Daily/Monthly |
Tier 4 $100,000 & Over |
0.06% |
0.06% |
$100 |
$100,000 |
Daily/Monthly |
Business Money Market Savings
Business Money Market Savings2 |
Interest |
Annual |
Minimum |
Minimum |
Interest |
|---|---|---|---|---|---|
Tier 1 $0 - $19,999.99 |
0.03% |
0.03% |
$5,000 |
$0 |
Daily/Monthly |
Tier 2 $20,000 - $49,999.99 |
0.04% |
0.04% |
$5,000 |
$20,000 |
Daily/Monthly |
Tier 3 $50,000 - $99,999.99 |
0.04% |
0.04% |
$5,000 |
$50,000 |
Daily/Monthly |
Tier 4 $100,000 - $249,999.99 |
0.05% |
0.05% |
$5,000 |
$100,000 |
Daily/Monthly |
Tier 5 $250,000 - $999,999.99 |
0.05% |
0.05% |
$5,000 |
$250,000 |
Daily/Monthly |
Tier 6 $1,000,000 & Over |
0.06% |
0.06% |
$5,000 |
$1,000,000 |
Daily/Monthly |
1. Our Business Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:
- One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and
- No withdrawal is made during the calendar month.
When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your account does not meet all the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance
2. The interest rate is determined by the balance tier and is paid on the entire balance of the account.
3. This is the daily balance (i.e., the amount of principal in the account each day).