Business Express Term Loan
Business Express Term Loan
As your company grows, so does your need for capital. Our Business Express Term Loan may be the perfect solution that can help you achieve your next growth milestone.
Why Choose a Term Loan?
Whether you're looking to expand your operations, upgrade essential equipment, or manage your cash flow effectively, our small business term loans are designed to meet your unique needs. We recognize that every business faces distinct challenges and goals, and our financing solutions are tailored to support you in achieving them. Here’s what we offer:
- Fixed Interest Rates: Enjoy predictable payments with no surprises—your interest rate remains constant throughout the loan term.
- Fast Approval: Access the funds you need quickly to keep your business moving forward without delays.
- No Prepayment Penalties: Pay off your loan early without incurring extra fees, helping you save on interest costs.
Ready to take your business to the next level? Explore our small business term loans today and secure the financing you need to thrive!
Express Term Loan Features
When considering a business loan, understanding its key features is essential for making an informed decision. Here are the primary attributes to keep in mind:
- Loan Amounts: Ranges from $10,000 to $500,000.
- Term: 5 years.
- Competitive Rates: Tailored to your creditworthiness.
- Quick decision: Get your approval in 24 hours with no financials required for loans up to $50,000.1
Understanding these features will help you choose the right loan for your business growth.
Apply NowEmpower Your Business Growth
Explore our business term loans today and take the first step toward securing reliable financing for your small business needs. Whether you're looking to invest in equipment, expand operations, or manage cash flow, our tailored solutions can help you achieve your goals. Have questions? Contact us to speak with one of our financing specialists.
What is a Business Term Loan?
A business term loan is a tailored financing solution that provides businesses with the capital needed to grow and invest in new opportunities. Our term loans feature:
- Fixed Repayment Schedule: Enjoy predictable monthly payments that simplify budgeting.
- Access to Capital: Quickly secure the funding necessary to seize growth opportunities.
Who Can Apply?
Business must be registered with State of Hawaii Department of Commerce and Consumer Affairs and operating at the time of application.
This program is not applicable for non-profit organizations (other financing available, inquire at a CPB branch near you).
Know Before You Apply
- Gather Information & Documents. Download PDF Guide.
- Apply Online: Our simple application process takes just minutes to complete.
- Get Approved: After submitting your application, our team will review your business profile and provide a fast decision.
- Receive Funds: Once approved, the funds are deposited into your account—so you can use them immediately.
- Repay Over Time: Make predictable monthly payments, and enjoy peace of mind with our transparent terms.
1. Decision times may be longer and financial documents will be required if (a) the requested loan amount plus all other business credit facilities of the applicant business and guarantor(s) committed or booked by Central Pacific Bank within the last 90 days is greater than $50,000; or (b) the requested loan amount plus all existing Central Pacific Bank business credit facilities of the applicant business
and guarantor(s) exceed $100,000