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Rate Schedule

Rate Schedule


Interest rates and annual percentage yields are subject to change on a daily basis. Fees may reduce earnings on accounts.

Annual Percentage Yields and Interest Rates effective as of :

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Business Savings and Money Market Savings Accounts

Business Savings

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to
Open

Minimum
Balance3 to
Earn Interest

Interest
Compounded/Paid

Business Savings

0.02%

0.02%

$100

$0

Daily/Quarterly

Business Super Savings

Business Super Savings1

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to
Open

Minimum
Balance3 to
Earn Interest

Interest
Compounded/Paid

Standard Rate

0.03%

0.03%

$100

$0

Daily/Monthly

Tier 1 $1-$9,999.99

0.04%

0.04%

$100

$0

Daily/Monthly

Tier 2 $10,000-$24,999.99

0.04%

0.04%

$100

$10,000

Daily/Monthly

Tier 3 $25,000-$99,999.99

0.05%

0.05%

$100

$25,000

Daily/Monthly

Tier 4 $100,000 & Over

0.06%

0.06%

$100

$100,000

Daily/Monthly

Business Money Market Savings

Business Money Market Savings2

Interest
Rate

Annual
Percentage
Yield (APY)

Minimum
Balance to
Open

Minimum
Balance3 to
Earn Interest

Interest
Compounded/Paid

Tier 1 $0 - $19,999.99

0.03%

0.03%

$5,000

$0

Daily/Monthly

Tier 2 $20,000 - $49,999.99

0.04%

0.04%

$5,000

$20,000

Daily/Monthly

Tier 3 $50,000 - $99,999.99

0.04%

0.04%

$5,000

$50,000

Daily/Monthly

Tier 4 $100,000 - $249,999.99

0.05%

0.05%

$5,000

$100,000

Daily/Monthly

Tier 5 $250,000 - $999,999.99

0.05%

0.05%

$5,000

$250,000

Daily/Monthly

Tier 6 $1,000,000 & Over

0.06%

0.06%

$5,000

$1,000,000

Daily/Monthly

1. Our Business Super Savings account has a special feature that pays a higher interest rate and APY if ALL of the following transaction requirements are met during the calendar month:
- One deposit of $25.00 or more made during the calendar month. If the deposit is made by automatic transfer from a CPB deposit account or an account at another financial institution, the automatic transfer must be scheduled no later than the 25th of the month, and
- No withdrawal is made during the calendar month.

When you meet all transaction requirements, the entire balance in your account will be paid interest according to the tier that your account balance matches; see the current interest rates above. If your account does not meet all the transaction requirements for the tiered rates, the standard rate noted above will apply to your entire balance

2. The interest rate is determined by the balance tier and is paid on the entire balance of the account.

3. This is the daily balance (i.e., the amount of principal in the account each day).