We recommend Shaka Checking, our digital checking account1
Benefits:
- No monthly fees (online statement required)
- Earn interest on deposits (see rates)
- Access your direct deposit paycheck up to 2 days early2
- No non- CPB ATM fees3
- $20/month in worldwide ATM surcharge rebates4
- $0 minimum balance required
Disclosures
- Shaka Checking is a checkless and branchless account. Fees apply for in- branch deposits and withdrawals and checks written (see Miscellaneous Fee Schedule).
- To receive this feature, your employer or benefit provider must send your payroll by ACH to your Account and include the key phrases “Payroll” or “Direct Deposit” within the transaction description. Transactions without these key phrases in the description, or with unrecognized abbreviations of these phrases, will be processed as normal and will not be given the early paycheck benefit. We do not determine the transaction description.
- Transactions made at non- CPB ATMs are subject to our ATM Transaction Fees. ATM Transaction Fees are waived for Exceptional Checking, Shaka Checking account and Value Checking accounts with Plus Package.
- Non- CPB ATMs may impose surcharges that are separate from and in addition to our ATM Transaction Fee and should disclose their surcharge fee at the beginning of the transaction.